Gold Bonds

Sovereign Gold Bonds offer a unique advantage over physical gold by providing guaranteed interest income.

• Earn 2.5% annual interest on the initial investment amount.
• Interest is credited semi-annually directly to your bank account.
• This fixed income is over and above any capital appreciation in gold prices.
• Ideal for investors seeking both stability and long-term growth.

Sovereign Gold Bonds are issued by the Reserve Bank of India on behalf of the Government of India, offering unmatched trust and credibility.

• Backed by the sovereign guarantee of the Government of India.
• Ensures timely interest payments and principal redemption.
• Eliminates counterparty risk often associated with private gold dealers.
• Ideal for risk-averse investors looking for secure gold exposure.

Sovereign Gold Bonds offer a major tax advantage that makes them stand out from other forms of gold investment.

• Capital gains from SGBs are fully tax-exempt if held till maturity (8 years).
• No need to pay LTCG tax unlike physical gold or gold ETFs.
• Indexation benefits apply if sold after 5 years but before maturity.
• Ideal for long-term investors seeking both growth and tax efficiency.